The Cashfree Xamarin Forms SDK allows you to integrate Cashfree Payment Gateway into your application and collect payments from your customers. It opens the payment page in a webview.

The Cashfree SDK has been designed to minimise the complexity of handling and integrating payments in your Xamarin project. The Cashfree Xamarin Forms SDK is available at the NuGet Gallery as a NuGet package.

The Xamarin Forms SDK is available here.

❗️

This SDK is not applicable for newly onboarded merchants.

Integration Steps

To integrate Cashfree Xamarin Forms SDK with your iOS application,

1. Create an account with Cashfree and get the API keys
2. Integrate the Cashfree SDK into your application
3. Generate Token - From Backend
4. Initiate payment - Invoke a payment API from the Cashfree SDK with the token generated when the customer initiates payment for an order from your application. Cashfree SDK displays appropriate screens to the customer for the payment.
5. Receive and handle response - Cashfree SDK returns the payment result for the order which should be handled in your application.
6. Verify response - It is mandatory to verify the payment response by checking the signature value returned in the payment response. It is also highly recommended to implement webhook notifications to receive a notification from the Cashfree backend to your backend whenever a payment is successful for an order.

Step 1: Create Account and Get API Keys

1. Go to Cashfree website and create an account. Click here for detailed steps on how to create and activate your account.
2. Log in to your Merchant Dashboard using the same credentials.
3. Click Payment Gateway section View Dashboard click Credentials. For security purposes, you need to enter your password for verification.
4. Copy the app ID and the secret key. These values are required to create the order token from your server. Order tokens are used to authenticate the API calls made from Cashfree Xamarin Forms SDK.

Step 2: Integrate SDK

1. Go to the Xamarin Forms project and right-click on Packages and click Manage NuGet Packages.
2. Browse for Cashfree.Forms.Payment.SDK and select the latest version of the package and click Add Package.
3. Add the following Dependency to the same project.
   • Xamarin.Forms;

Step 3: Generate Token (From Backend)

The cftoken is used to authenticate the payment requests made from SDK. It has to be generated for every payment attempt made for an order. Pass this token to the SDK while initiating the payment for that order. To generate cftoken you need to use our token generation API.

Request Description to Generate Token

Production - set the URL to https://api.cashfree.com/api/v2/cftoken/order
Testing - set the action URL to https://test.cashfree.com/api/v2/cftoken/order

You need to send orderId, orderCurrency and orderAmount as a JSON object to the API endpoint and in response, you will receive a token. Please see the description of the request below.

curl -XPOST -H 'Content-Type: application/json'
-H 'x-client-id: <YOUR_APP_ID>'
-H 'x-client-secret: <YOUR_SECRET_KEY>'
-d '{
"orderId": "<ORDER_ID>",
"orderAmount":<ORDER_AMOUNT>,
"orderCurrency": "INR"
}' 'https://test.cashfree.com/api/v2/cftoken/order'

Request Example: Replace YOUR_APP_ID and YOUR_SECRET_KEY with actual values.

curl -XPOST -H 'Content-Type: application/json' -H 'x-client-id: YOUR_APP_ID' -H 'x-
client-secret: YOUR_SECRET_KEY' -d '{

"orderId": "Order0001",
"orderAmount":1,
"orderCurrency":"INR"
}' 'https://test.cashfree.com/api/v2/cftoken/order'

Response Example

{
"status": "OK",
"message": "Token generated",
"cftoken":
"v79JCN4MzUIJiOicGbhJCLiQ1VKJiOiAXe0Jye.s79BTM0AjNwUDN1EjOiAHelJCLiIlTJJiOik3YuVmcyV3QyV
PRu2mowm-8UXoyqAgsG"
}

This API should be called from your server (backend) only, and never from your Xamarin Forms application as it uses the secretKey.

Step 4: Initiate Payment

After generating the order token, the payment gets initiated when the payment API DoPayment is called.

For payment, your application passes the order info and the cftoken to the SDK. The relevant payment screen is displayed to the customer where they enter the required information and make the payment. After the payment is complete the customers are redirected to the Forms application and response is received on IPaymentResult implementation.

📘

• The order details passed during the token generation and the payment initiation should match. Else, you will get an Invalid order details error.
• Wrong appId and token will result in Unable to authenticate merchant error. The token generated for payment is valid for 5 minutes within which the payment has to be initiated. Else, you will get an Invalid token error.

Step 5. Receive and Handle Response

After the payment is complete you will receive the response on the IPaymentResult.OnComplete() function of the invoking Screen. In the result string, you will receive a set of response parameters which is used to determine if the transaction was successful or not.

public void OnComplete(string result)
{
// verify the transaction here.
}

Step 6. Verify Response

Once the SDK returns a response to the application, it is mandatory to verify the payment response by verifying the signature value returned in the payment response. It is also highly recommended to implement webhook notification to receive a notification from Cashfree backend to your backend whenever a payment is successful for an order.

Click here to know about the implementation details.

Sample Application

Click here to view the sample application.

Checkout

Checkout is the standard flow for Cashfree iOS SDK. In this flow, SDK loads a webview which renders Cashfree's payment page. Customers can fill in the required details here and complete payment.

There are two types of Web Checkout methods. You can select the required method based on your business need.

Web Checkout with Cashfree UI - Customer selects the payment mode and enters the payment details within the Cashfree's web payment page to complete the payment.

Seamless Web Checkout - Customer selects the payment mode and enters payment details in your application. These details are then passed on to the Cashfree SDK. Webview is launched only for two-factor authentication.

Web checkout supports payment through Google pay, Amazon pay, PhonePe and UPI payment modes.

Web Checkout Using Cashfree UI

Web checkout uses webview to process payment hence the name. For both Web Checkout and Seamless Web Checkout you need to invoke the DoPayment() method. However, there are a few extra parameters you need to pass for a seamless integration method.

DoPayment

Add this package to your class. using Com.Cashfree.PG;

DoPayment(Dictionary<string, string> InputParams, string Token, string Environment,
IPaymentResult Result);

Returns a ContentPage which opens the payment in a webview. The customer will be taken to the payment page on the Cashfree server where they have the option to pay through any payment option that is activated on their account. Once the payment is done the webview will close and the response will be delivered in the IPaymentResult.OnComplete()

Parameters:

• InputParams: A map of all the relevant parameters described here.
• Token: The token generated here.
• Environment: Value should be either "TEST" for testing server, or "PROD" for production server respectively.
• Result: IPaymentResult implementation.

Seamless Web Checkout

When you have a requirement for a customised payment flow, you can use seamless integration. You can implement the payment page as per your requirement and then use our SDK to authorise the payment. Once the payment details are collected the OTP or the two-factor authentication page will open in a webview. After the payment is confirmed the webview closes and you will receive a response.

We recommend that you use the Web Checkout using Cashfree UI integration method unless you are certain that you require a customised payment flow.

The following sections describe the additional parameters for each of the payment methods:

Credit/Debit Card

Add the following parameters to the params map before invoking the DoPayment() method to initiate a seamless card transaction.

params[PARAM_PAYMENT_OPTION] = "card";
params[PARAM_CARD_NUMBER] = "4434260000000008";//Replace Card number
params[PARAM_CARD_MM] = "05"; // Card Expiry Month in MM
params[PARAM_CARD_YYYY] = "2021"; // Card Expiry Year in YYYY
params[PARAM_CARD_HOLDER] = "John Doe"; // Card Holder name
params[PARAM_CARD_CVV] = "123"; // Card CVV

Net Banking

Add the following parameters to the params map before invoking DoPayment() method to initiate a seamless net banking transaction. All valid bank codes are available here.

params[PARAM_PAYMENT_OPTION] = "nb";
params[PARAM_BANK_CODE] = "3333";// Put correct bank code here

Wallet

Add the following parameters to the params map before invoking DoPayment() method to initiate a seamless wallet transaction. All valid wallet codes are available here.

params[PARAM_PAYMENT_OPTION] = "wallet";
params[PARAM_BANK_CODE] = "4001";// Put correct wallet code here

UPI

Add the following parameters to the params map before invoking DoPayment() method to initiate a seamless UPI transaction.

params[PARAM_PAYMENT_OPTION = "upi";
params[PARAM_UPI_VPA] = "[email protected]";// Put correct upi vpa here

Paypal

Add the following parameters to params map before invoking DoPayment() method to initiate a seamless Paypal transaction.

params[PARAM_PAYMENT_OPTION] = "paypal";

Sample Code

var page = CFPaymentService.DoPayment(Params, Token, Environment, this);
if (page != null)
{
await Navigation.PushAsync(page);
}

Verify Response

Once the SDK returns a response to the application, it is mandatory to verify the payment response by verifying the signature value returned in the payment response and it also highly recommended to implement webhook notification.

Webhook Notifications

Webhooks are events that notify you about the payment. We send a notification from Cashfree backend to your backend whenever a payment is successful for an order. The notification will be sent to notifyUrl which is specified during the order creation.

To specify notifyUrl, add it with other parameters (orderId, orderAmount etc.) as shown below:

params.put(PARAM_NOTIFY_URL, "https://example.com/path/to/notify/url/")

📘

• Notifications are usually instant but in some rare cases it can take up to a minute to hit your server. Make sure that your URL supports https. Notifications are sent only in the case of successful payments.
• Sometimes you may receive the same notification two or more times. It is recommended to ensure that your implementation of the webhook is idempotent.
• Ensure that you verify the signature in the webhook response.
• This also handles scenarios for users in cases like the internet connection lost after payment, or user closing the application after payments, etc. It helps to reconcile all the successful orders at your end.

The parameters sent in notification are described here.

Verify Signature

Verify the signature value in the payment response to check the authenticity of the transaction response. In every response, we add a digital signature to establish the authenticity of the message. We require you to verify this received signature at your end. This will verify if the response has tampered with. This verification has to be done on your server as it will involve secretKey which should not be exposed on the client-side.

<?php  
 $orderId = $_POST["orderId"];
 $orderAmount = $_POST["orderAmount"];
 $referenceId = $_POST["referenceId"];
 $txStatus = $_POST["txStatus"];
 $paymentMode = $_POST["paymentMode"];
 $txMsg = $_POST["txMsg"];
 $txTime = $_POST["txTime"];
 $signature = $_POST["signature"];
 $data = $orderId.$orderAmount.$referenceId.$txStatus.$paymentMode.$txMsg.$txTime;
 $hash_hmac = hash_hmac('sha256', $data, $secretkey, true) ;
 $computedSignature = base64_encode($hash_hmac);
 if ($signature == $computedSignature) {
    // Proceed
  } else {
   // Reject this call
 }
 ?>

iimport hashlib
import hmac
import base64

@app.route('/notify_url/', methods=["POST"])
def notify_url_process():

 postData = {
  "orderId" : request.form['orderId'], 
  "orderAmount" : request.form['orderAmount'], 
  "referenceId" : request.form['referenceId'], 
  "txStatus" : request.form['txStatus'], 
  "paymentMode" : request.form['paymentMode'], 
  "txMsg" : request.form['txMsg'], 
  "txTime" : request.form['txTime'], 
 }

 signatureData = postData["orderId"] + postData["orderAmount"] + postData["referenceId"] + postData["txStatus"] + postData["paymentMode"] + postData["txMsg"] + postData["txTime"]

 message = bytes(signatureData).encode('utf-8')
 #get secret key from your config
 secret = bytes(secretKey).encode('utf-8')
 signature = base64.b64encode(hmac.new(secret, 
   message,digestmod=hashlib.sha256).digest())

LinkedHashMap<String, String> postData = new LinkedHashMap<String, String>();

postData.put("orderId", ORDERID);
postData.put("orderAmount", ORDERAMOUNT);
postData.put("referenceId", REFERENCE_ID);
postData.put("txStatus", TXN_STATUS);
postData.put("paymentMode", PAYMENT_MODE);
postData.put("txMsg", TX_MSG);
postData.put("txTime", TX_TIME);

String data = "";
Set<String> keys = postData.keySet();

for (String key : keys) {
    data = data + postData.get(key);
}
String secretKey = "" // Get secret key from config;
Mac sha256_HMAC = Mac.getInstance("HmacSHA256");
SecretKeySpec secret_key_spec = new
SecretKeySpec(secretKey.getBytes(),"HmacSHA256");
sha256_HMAC.init(secret_key_spec);

String signature = Base64.getEncoder().encodeToString(sha256_HMAC.doFinal(data.getBytes()));

using System;
using System.Security.Cryptography;
using System.Collections.Generic;
namespace Rextester {
  public class Program {
    private string CreateToken(string message, string secret){
      secret = secret ?? "";
      var encoding = new System.Text.ASCIIEncoding();
      byte[] keyByte = encoding.GetBytes(secret);
      byte[] messageBytes = encoding.GetBytes(message);

      using (var hmacsha256 = new HMACSHA256(keyByte))
      {
        byte[] hashmessage = hmacsha256.ComputeHash(messageBytes);
        return Convert.ToBase64String(hashmessage);
      }
    }

    public static void Main(string[] args) {

      string secret = "<your_secret_key>";
      string data = "";

      data = data + "FEX101";
      data = data + "10.00";
      data = data + "19992";
      data = data + "SUCCESS";
      data = data + "pg";
      data = data + "payment done";
      data = data + "2018-02-02 17:29:12";

      Program n = new Program();
      string signature = n.CreateToken(data, secret);
      Console.WriteLine(signature);
    }
  }
}

Request and Response Parameters

Request Parameters

Response Parameters

These are the parameters present in the response.

📘

• There can be scenarios where the SDK is not able to verify the payment within a short period of time. The status of such orders will be PENDING.
  • If the Webview closes immediately after it is opened then it could be because of some issues with the input that is passed to the SDK. Check the inputs passed and if you still need further help reach out to us at [email protected]
  • If you are getting INCOMPLETE as the transaction status please reach out to your account manager or [email protected] To know more about the transaction statuses, click here.

Checklist

Checklist to Go Live

• Ensure you trigger https://api.cashfree.com/api/v2/cftoken/order endpoint to generate the Token.
• Pass the production appId/secretKey in the x-client-id and x-client-secret of the token request API.
• When calling DoPayment() method ensure that the stage parameter is "PROD".
• When calling DoPayment() method ensure the params map is sent to your appId. Ensure it is the correct production appId.

Checklist to Test the Integration

• Ensure you trigger https://test.cashfree.com/api/v2/cftoken/order endpoint to generate the token.
• Pass the Test app ID and secret key in the x-client-id and x-client-secret of the token request API.
• When calling DoPayment() method ensure that the stage parameter is "TEST".
• When calling DoPayment() method ensure the params map is sent to your appId. Ensure it is the correct test appId.