Offer your customers the convenience of buy now and pay later through Cashfree's platform. Enable multiple Pay Later and cardless credit EMI options with a single integration. Contact [email protected] to use these features.

EMI

Cashfree supports EMI payment method. You can use different EMI providers on our platform. Below is a list of supported providers and their payment codes.

Payment Code and Name of the Provider

Payment Code	Name of the Provider
6002	InstaCred
6003	ZestMoney
6005	Standard Chartered Credit Card
6007	ICICI Bank Credit Card
6008	Kotak Bank Credit Card
6010	HDFC Bank Credit Card
6014	RBL Bank
6015	Bank of Baroda

EMI Plans

List of emiPlan that is required in case of Card EMI (i.e., all paymentCodes except 6002 and 6003)

EMI Plan	Name of the Provider	No. of Months	Interest
51	Standard Chartered Credit Card	3	13 %
52	Standard Chartered Credit Card	6	13 %
53	Standard Chartered Credit Card	9	14 %
54	Standard Chartered Credit Card	12	14 %
71	ICICI Bank Credit Card	3	13 %
72	ICICI Bank Credit Card	6	13 %
73	ICICI Bank Credit Card	9	13 %
74	ICICI Bank Credit Card	12	13 %
76	ICICI Bank Credit Card	18	15 %
78	ICICI Bank Credit Card	24	15 %
81	Kotak Bank Credit Card	3	12 %
82	Kotak Bank Credit Card	6	12 %
83	Kotak Bank Credit Card	9	14 %
84	Kotak Bank Credit Card	12	14 %
86	Kotak Bank Credit Card	18	15 %
88	Kotak Bank Credit Card	24	15 %
101	HDFC Bank Credit Card	3	15 %
102	HDFC Bank Credit Card	6	15 %
103	HDFC Bank Credit Card	9	15 %
104	HDFC Bank Credit Card	12	15 %
111	Bank of Baroda	3	13 %
112	Bank of Baroda	6	13 %
113	Bank of Baroda	9	13 %
114	Bank of Baroda	12	13 %
115	Bank of Baroda	18	15 %
116	Bank of Baroda	24	15 %
117	Bank of Baroda	36	15 %
131	RBL Bank	3	13 %
132	RBL Bank	6	14 %
133	RBL Bank	9	15 %
134	RBL Bank	12	15 %
135	RBL Bank	18	15 %
136	RBL Bank	24	15 %

Pay Later

You can use different Pay Later providers on our platform. Below is a list of supported providers and their payment codes.

Payment Code	Name of the Provider
4502	Ola Postpaid
4503	Lazy Pay