Activate Payment Methods

Cashfree Payments supports multiple payment methods, and you can configure what is relevant to your business. By default, Cashfree Payments auto-enables a few payment modes when you activate Payment Gateway. This helps you to start accepting payments immediately from your customers.

To view and configure payment methods, go to Payment Gateway Dashboard in the left navigation bar and click Settings > Payment Methods.

You have the option to enable the following payment modes directly from the Payment Gateway Dashboard:

• UPI
• Net Banking
• Cards
• Wallets
• Cardless EMI
• Debit Card EMI
• Credit Card EMI
• Pay Later
• International Wallet
• International Cards

This page shows all modes offered by Cashfree Payments but you will only be able to request modes that are eligible for you based on your business type.

The following steps are to activate payment modes in production environment, i.e. when your Payment Gateway product is activated. However, to activate payment modes in test/sandbox environment or in case of any other issues, please write to your Account Manager or to [email protected].

Activating Payment Mode

Watch the GIF below that shows how to activate a payment mode.

To request for activating a new payment mode,

1. Go to Payment Gateway Dashboard in the left navigation bar, click Settings > Payment Methods and select a payment group, like Cards shown in the snip below. From the list of Cards, select a payment method.

2. The payment mode may take some TAT to get enabled. And you maybe required to submit some additional documents/details to enable that payment mode. You can also see the standard pricing that will be applicable per transaction. Click Submit and proceed further.

3. You will then get a message stating that the request to enable the payment mode is submitted successfully. Our team will work on enabling the payment mode within specified TAT. Once enabled, you can start accepting payments from your customers using this payment mode.

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Activate Payment Mode - Paytm

Watch this GIF to see how Paytm payment mode enablement process works.

To activate Paytm payment mode,

1. Go to Payment Gateway Dashboard in the left navigation bar, click Settings > select Wallets. From the list of wallets, select Paytm.

2. To enable Paytm payment method you need to connect your active Paytm business account with Cashfree Payments. Click Confirm and proceed further.

3. You'll be redirected to Paytm dashboard, login with your active Paytm business account and get the test API keys.
4. Come back to Cashfree's merchant dashboard and enter your Paytm Test Merchant ID and Test Merchant Key and click on Next.
5. Click on Initiate Transaction, you'll be redirected to Paytm screen to complete the transaction.

5. Complete all 3 test transactions in a similar way and click on Confirm.

6. Your testing is done successfully. Cashfree would mail a transaction report of these test transactions on your registered email. Share it with your Paytm account manager to get your production API keys generated. Please note, your Paytm Account Manager details can be found on your Paytm Dashboard.

7. Come back to Cashfree's Merchant Dashboard and enter Paytm's prod API credentials and click on Next.

8. Click on Initiate Transaction and successfully complete the sample transaction. Once done click on Confirm to complete connecting your Paytm account with Cashfree Payments.

8. You will get a message that Paytm has been activated successfully. You can now start accepting payments from your customers using Paytm payment mode.

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Activate Payment Mode - PayPal

Watch this GIF to see how PayPal payment mode enablement process works.

To activate PayPal payment mode,

1. Go to Payment Gateway Dashboard in the left navigation bar, click Settings > select International Wallet. Click the toggle button beside PayPal payment mode.

2. To enable PayPal payment method you need to connect your PayPal account with Cashfree Payments. PayPal gets enabled immediately if you have an active PayPal account. Standard payment gateway charges will be applicable. Click on Connect Account.

3. You will be redirected to PayPal's website, please enter your PayPal login credentials. You'll then be redirected to Cashfree Payment Gateway Dashboard after you complete logging in on PayPal with your account. Once you're redirected, your PayPal account is linked with Cashfree Payments successfully.

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Linking PayPal Account with Cashfree -

You need to have an active account with PayPal to link it successfully with your Cashfree Payments account. If you don't have an existing account and you're signing up for a new account, submit your business & bank details, photo ID proof on PayPal dashboard and verify your email address using the link received over email.

After that, PayPal team will approve the account within one business day. Once the KYC and email verification are done, please repeat the above mentioned steps on Cashfree's merchant dashboard and connect using this PayPal account, it should get linked successfully.

4. You can also set the active currency and default currency for your PayPal transactions. You can enable multiple currencies as per your business requirements. By default, USD will be your primary currency since most PayPal users can make a payment using it. INR is a restricted currency within PayPal, you must complete your KYC to enable it.
5. You also have the option to accept payments through currencies which are not enabled in your PayPal account as well. This will help you accept payments from customers across various countries.
   To enable accepting payments automatically in currencies which are not enabled for your account,
   1. Access https://www.paypal.com/businessmanage/preferences/payments by logging into your PayPal business account.
   2. Select the option Yes, accept and convert them to U.S. dollars in "Allow payments sent to me in a currency I do not hold".

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