Learn in detail about Affordability and how it helps your business.

Affordability is a collection of 30+ Card EMI, Cardless EMI & Pay Later payment options on Cashfree Payments Payment Gateway. Affordability helps you offer credit to your customers at the checkout page and increases your overall sales.



With Affordability, both the merchants and customers have several benefits, they are listed below:


  • The interest rate is as low as 0%.
  • One integration for all EMI and Pay Later options.
  • Get your settlement upfront for customer purchases.
  • Retain customers and increase your sales using cardless EMI options.
  • Increases average order value and reduces cart abandonment.
  • Extend No Cost EMI by discounting the interest borne.


  • Zero upfront amount to be paid at the time of purchase.
  • The repayment option starts from 15 days to 36 months.
  • Customers can opt for the EMI option with just their mobile number.
  • 0% interest rate.
  • No paperwork is required.

In This Section