Change Log - Verification Suite

We have added product videos for UPI ID - Mobile Number Verification, Reverse Penny Drop, and Aadhaar OKYC.

You receive notifications through webhooks regarding the status of payments with the required details in the body.

You now receive email alerts about the success rate and latency of Aadhaar OKYC API. Contact Cashfree Payments to know more details.

We have partnered with 1 more bank to improve the success rate of the API.

We have optimised the API performance and reduced the P99 latency from 45 seconds to 28 seconds. We have revamped the error codes and added best practices in the API documents for the betterment of user learning experience.

Embed the UPI based bank account verifiaction API with your app/websit eand let users self-verify their bank account details.

Enhancements have increased the success rate of Generate OTP to Verify Aadhaar by 15% and Submit OPT to Verify Aadhaar by 8%.

Enhancements maintatin the success rate of the API as high as 95%.

We have enhanced the performance of the UPI APIs and the average latency of the API is reduced to 1 second.

You can verify the UPI VPA information of your customers with their mobile numbers to ensure the money transfer through UPI is sent to the correct beneficiary using the dashboard feature or the API.

We have enhanced the API to increase the success rate and decrease the latency. Enhancements include handling edge cases wherein the API request stays Received for hours.

The current success rate is above 95% for Generate OTP API and more than 75% for Submit OTP API. We are constantly working every day on the same to enhance it.

We have enhanced our performance in finding and blocking more fraudulent bank accounts to prevent suspicious activities.

We have updated the Know More links and videos in the Verification Suite dashboard; enhanced and documented the wallet recharge for a better user experience.

We have added pitch pages for BAV, UPI, PAN Basic and Aadhaar OKYC, GSTIN to grab your attention and help you understand the significance of each verification product.

We have optimised the performance of email alerts about the success rate and latency of bank account and UPI verification APIs.

You can verify large volumes of UPI VPA information using a single upload of .csv or .xlsx file.

You can now view the Verification Suite pricing table and beneficiary bank's downtime status using a button in the Summary page. We have introduced separate columns for service charge and service tax data in BAV/UPI reports. You can also view the status of the files uploaded with the help of a processing bar on the Bulk Upload page.

We have implemented the necessary checks to prevent cases of fraudulent penny-drop verification to the same bank account and block merchant accounts involved in suspicious activities.

You now receive email alerts about the success rate and latency of bank account verification and UPI verification APIs.

You can now verify PAN and Aadhaar via Optical Character Recognition (OCR) in the dashboard. You can also view the prices chargeable for every verification feature in the dashboard while testing.

We have partnered with 1 more bank to improve the TPS capability, success rate, and reduce latency for the betterment of UPI verification experience. New TPM supported - 500+ TPM. SR achieved - 99.4%. Avg Latency < 1.

With the 1-Click Onboarding SDK, you can integrate our features and verify Aadhaar, PAN, Bank Accounts, and UPI with minimal development effort, as it provides efficiency and acts as a bridge between our product and your application.

In a few cases, the name_on_pan_card parameter returned null. Our optimisation has fixed the issues and does not return null in any situation.

You can now view the verification metrics for bank accounts, PAN, and UPI in the Summary page. Navigate to product pages in a single click from the Summary page.

We have partnered with 2 more banks. The success rate of bank account verifications has increased from 95% to 97%. The transactions per minute (TPM) capability has increased from 700 to 1200 TPM. We have also decreased the P99 latency by 3 seconds.

In a few scenarios, the nameAtBank parameter in the Bank Account Verification API did not return the exact customer name registered with the bank. Our internal optimisation has fixed this issue for the following cases: the parameter returned “Cashfree”, “NO NAME”, “nam_full nam_last”, only numbers, contains “X” for two or more times consecutively, has IFSC subcode values, or has "unregistered, UNREGISTERED, unregistered".

The character length constraint from the National Payments Corporation of India (NPCI) affects the nameAtBank parameter. The response with 20 characters and above is truncated, but with the help of internal optimisation, we have handled the issue and can return this value for 40% of the cases.

Launched Free Trial for you to experience and verify your customer’s bank a/c details, IFSC, PAN, Aaadhaar, and GSTIN at zero charges.

In a few scenarios, the nameAtBank parameter in the Bank Account Verification API did not return the exact customer name registered with the Bank. We have now fixed this issue, and you will see the exact name registered with the bank.

Optimised UPI verification service to achieve success rate of 97 to 98%. Also increased the transaction per min capability for UPI verification significantly that now allows you to scale-up easily.

Released a new API to help verify your customer's PAN information using the optical character recognition (OCR) technique. Upload a clear copy of your customer's PAN image to verify and validate the details. Read more here.

Released a new API to help verify your customer's aadhaar information using optical character recognition (OCR). Upload a clear copy of your customer's aadhaar card image to verify and validate the details. Read more here.