Data to Test Integration

For all transactions, use the following test bank, card, UPI, and wallet numbers to trigger all validations and transfers for payouts and cashgram. Add these details while adding the beneficiary, and mock the transfer responses to the provided results.

Please note that transfers to any other details other than the ones mentioned below fail. Test mode payouts and validations simulate a live payout but don't get processed with the bank.

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All different modes and validation for the TEST and PROD environment have to be enabled by Cashfree Payments before you attempt. You can contact your account manager or write to [email protected] to enable it for your account.

Test Account Details

The SMS notification service is unavailable on the TEST environment, and the OTP is standard across all OTP requests. It is 111000.

Bank Numbers

For banks, the primary parameters for transfer would be the bank account and IFSC number included while adding the beneficiary. Use these test bank numbers to test payouts to a card. Utilized only with test API keys.

Account NumberIFSCRemarks
026291800001191YESB0000262Success
00011020001772HDFC0000001Success
000890289871772SCBL0036078Success
000100289877623SBIN0008752Failed at bank
2640101002729CNRR0002640Failure – Invaid IFSC code
026291800001190YESB0000262Failure – Invalid Account number
02014457596969CITI0000001Success (later to Reversed)

Card Numbers

For cards, the primary parameter for transfer would be the card number included while adding the beneficiary. Use these test card numbers to test payouts to a card. Utilized only with test API keys.

Card NumberRemarks
4434260000000000Successful card transfer
4434260000000001Failed card transfer

Wallets

For wallets, the primary parameter for transfer would be the phone number included while adding the beneficiary. Use these wallet numbers to test payouts to a wallet. Utilized only with test API keys.

Phone NumberRemarks
9999999999Paytm successful wallet transfer
8888888888Paytm successful wallet transfer
7777777777AmazonPay successful wallet transfer
6666666666AmazonPay successful wallet transfer

UPI

For UPI, the primary parameter for transfer would be the UPI VPA included while adding the beneficiary. Use these UPI VPA to test payouts to an account. Utilized only with test API keys.

VPARemarks
[email protected]Successful UPI transfer
[email protected] and [email protected]Failed UPI transfer

While in TEST mode, as long as valid external bank information and other relevant conditions get covered, it never requires real identity verification or other interactive steps that are part of the custom account workflow. We also provide a robust postman collection to help test and get started.

The security is on the Bearer token approach, and everything is on https. Also, as another security feature, we accept requests only from whitelisted servers. However, in cases of elastic load balancers, static IPs are not an option. We support dynamic IPs architecture through a public key encryption method.


Aadhaar Number

Aadhaar NumberRemarks
655675523712Valid
655675523710Invalid

Aadhaar OKYC

Aadhaar NumberOTPRemarks
655675523712111000Aadhaar Verification Successfull
655675523712000111OTP Invalid
655675523712000222Verification Failed
655675523711000113OTP Invalid
655675523710111000Invalid Aadhaar Number
655675523709111000Verification Failed

GSTIN

GSTINRemarks
29AAICP2912R1ZRValid
05BBICP2912R1ZRValid
29AAIZP2912R1ZRInvalid
05BBICA2912R1ZRInvalid

PAN

PANRemarks
Individual PAN - ABCPV1234DValid
Individual PAN - XYZP4321WValid
Business PAN - ABCCD8000TValid
Business PAN - XYZH2000LValid
Individual PAN - DEFPV0126DInvalid
Individual PAN - TUVP5678WInvalid
Business PAN - LMNCD8010TInvalid
Business PAN - EFGH2020LInvalid

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