Create Request

Use this API to create a reverse penny drop request. Reverse Penny Drop is a verification method for validating bank account information. Your customers/users deposit 1 rupee through a UPI based transaction and get the 1 rupee back in 24-48 hours once the verification is complete.


The link generated in the response is active only for 600 seconds or 10 minutes.

Click here to view the response codes.

Response Codes

CodeMessageNext Action
200invalid_verification_idEnter a valid verification_id.
200verification_id already existsEnter a valid verification_id
200verification_id_missingEnter a valid verification_id.
400verification_id_value_invalidEnter a valid verification_id that includes only alphanumeric characters, period (.), hyphen, and underscore.
400x-client-id_missingEnsure you enter x-client-id information in the API request.
401authentication_failedEnsure you enter valid x-client-id and x-client-secrent information in the API request.
403IP not whitelistedWhitelist the IP adddress.
422insufficient_balanceTry again with sufficient balance.
500api_errorTry again after some time.
Click Try It! to start a request and see the response here!