For all transactions, use the following test bank, UPI, and wallet numbers to trigger all validations and transfers for Payouts and Cashgram. Add these details while adding the beneficiary, and mock the transfer responses to the provided results.
Please note that transfers to any other details other than the ones mentioned below fail. Test mode payouts and validations simulate a live payout but don't get processed with the bank.
All different modes and validation for the TEST and PROD environment have to be enabled by Cashfree before the attempt. Reach out to us at [[email protected]](🔗).
# Test Account Details
The SMS notification service is unavailable on the TEST environment, and the OTP is standard across all OTP requests. It is 111000.
## Bank Numbers
For banks, the primary parameters for transfer would be the bank account and IFSC number included while adding the beneficiary. Use these test bank numbers to test payouts to a card. Utilized only with test API keys.
|2640101002729||CNRR0002640||Failure – Invaid IFSC code|
|026291800001190||YESB0000262||Failure – Invalid Account number|
|234005000876||ICIC0000007||Failure – Invalid Account number|
|1234567890||ICIC0000001||Failure – Invalid IFSC code|
|00224412311300||YESB0000001||Pending (later to Success)|
|7766666351000||YESB0000001||Pending (later to Failure)|
|02014457596969||CITI0000001||Success (later to Reversed)|
|34978321547298||KKBK0000001||Timeout - 25 seconds (later to Success). Please test with a timeout of 10s (client side) and 30s (server side).|
## Wallet Numbers
For wallets, the primary parameter for transfer would be the phone number included while adding the beneficiary. Use these wallet numbers to test payouts to a wallet. Utilized only with test API keys.
|9999999999||Paytm successful wallet transfer|
|8888888888||Paytm successful wallet transfer|
|7777777777||AmazonPay successful wallet transfer|
|6666666666||AmazonPay successful wallet transfer|
## UPI Numbers
For UPI, the primary parameter for transfer would be the UPI VPA included while adding the beneficiary. Use these UPI VPA to test payouts to an account. Utilized only with test API keys.
|success@upi||Successful UPI transfer|
|failure@upi||Failed UPI transfer|
While in TEST mode, as long as valid external bank information and other relevant conditions get covered, it never requires real identity verification or other interactive steps that are part of the custom account workflow. We also provide a robust postman collection to help test and get started.
The security is on the Bearer token approach, and everything is on https. Also, as another security feature, we accept requests only from whitelisted servers. However, in cases of elastic load balancers, static IPs are not an option. We support dynamic IP architecture through a public key encryption method.
## Account Holder Names
Use the below details to test account holder name validation.
|Given Name||Name Specified||Match Score||Match Result||Account Number|
|JOHN DOE||john doe||100.00||DIRECT_MATCH||26291800001191|
|JOHN DOE||john d||85.00||GOOD_PARTIAL_MATCH||26291800001191|
|JOHN DOE||j doe||70.00||MODERATE_PARTIAL_MATCH||26291800001191|
|JOHN DOE||jane d||38.00||POOR_PARTIAL_MATCH||26291800001191|
|TOM WELLS||tom wells||100.00||DIRECT_MATCH||1233943142|
|TOM WELLS||tom w||85.00||GOOD_PARTIAL_MATCH||1233943142|
|TOM WELLS||t wells||70.00||MODERATE_PARTIAL_MATCH||1233943142|
|TOM WELLS||tim lee||38.00||POOR_PARTIAL_MATCH||1233943142|
|BOB HOPE||bob hope||100.00||DIRECT_MATCH||388108022658|
|BOB HOPE||bob h||85.00||GOOD_PARTIAL_MATCH||388108022658|
|BOB HOPE||b hope||70.00||MODERATE_PARTIAL_MATCH||388108022658|
|BOB HOPE||bane hue||38.00||POOR_PARTIAL_MATCH||388108022658|