Loan Management System

Overview

Your customers now move to the loan management flow of the Lending Gateway after the loan origination journey. Easily share bank account details of the dealer/distributor, request for a loan, and upload the invoice. When the loan request is reviewed and approved, the invoice amount is directly transferred to the dealer or the distributor who raised the invoice.


Steps Involved in Lending Gateway: Loan Management System

  1. Share the bank account details of the dealer/distributor who raised the invoice.

  2. When the line is live, upload the invoice using Upload Documents API.

  3. Create a loan request using Create Loan API and our lending partner approves the loan request after the review process. The invoice amount is directly transferred to the dealer/distributor bank account details.

  4. Use our Get Loan API to receive the details of a specific loan request, and use our Get Loans API to receive the list of all loans.


Loan Management APIs

The APIs involved in the loan management journey are listed below. These APIs help you with the managing the loans for your customers:

Create Bank Account

The Create Bank Account API helps you share the bank account details of the dealer/distributor who raised the invoice for the customer to pay.

Get Line

You can find the details of the line of credit such as loan amount, borrowed amount, remaining amount, rate of interest, and other details using the Get Line API.

Upload Documents

You can use the Upload Documents API to upload the invoice for your customer.

Create Loan

Create Loan API helps you create a loan request within the line of credit on behalf of your customer.

Get Loan

Use the Get Loan API to get all the details of a specific loan within the line of credit.

Get Loans

Use the Get Loans API to get the list of all loans within a line of credit.


Webhooks

The configuration of webhook events completes the Lending integration with Cashfree Payments. Contact your account manager to configure webhooks. You receive an email with the webhook endpoints in your registered email address.

You receive webhooks as updates after a request from your side. For example, you receive updates about the created loan within the line of credit during the loan management process.

The response time of each webhook event is different. Cashfree Payments notifies you once we get updates from the lender. Click webhook events to know more about each event in detail.


End Points